All properties are located in California and the loan-to-value ratio never exceeds 65%. Your paperwork is minimal. We handle the loan servicing and tax reporting and send you a check every month.
Manual underwriting of borrower’s application and credit profile.
Physical inspection of every property.
Independent property valuation.
Small apartment buildings?
Specific geographic regions?
Your name is written directly into the Note and Deed of Trust.
The Deed is recorded by the title company.
You can verify each investment with the County Recorder.
A lender’s title insurance policy is issued for all transactions.